VA Loans
Zero down payment for veterans and active duty service members — you've earned it.
What is a VA Loan?
VA loans are a powerful mortgage benefit available to eligible veterans, active duty service members, and surviving spouses. Backed by the U.S. Department of Veterans Affairs, these loans offer exceptional terms including no down payment requirement, no private mortgage insurance, and competitive interest rates.
The VA loan program was created to honor the service of our military members by making homeownership more accessible. Scott Kepler and his team are proud to help veterans and service members take full advantage of this well-deserved benefit.
Key Benefits
- Zero down payment required
- No private mortgage insurance (PMI)
- Competitive interest rates
- Flexible credit requirements
- Available for active duty, veterans, and surviving spouses
Who is Eligible for a VA Loan?
VA loan eligibility is based on your service history. Generally, veterans who served 90 consecutive days of active service during wartime, 181 days during peacetime, or 6 years in the National Guard or Reserves may qualify.
Surviving spouses of service members who died in the line of duty or as a result of a service-related disability may also be eligible. Our team will help you obtain your Certificate of Eligibility and guide you through the entire process.
Use Your VA Benefit Today
You've earned this benefit — let us help you put it to work.