Client Reviews

What Our Clients Say

Real experiences from Tampa Bay homebuyers, veterans, and investors who worked with Scott Kepler Mortgage Team.

5.0

5+ Verified Reviews

Google · Zillow · Facebook

Client reviews

Self-Employed First-Time Home Buyer

Zillow

Scott and his team made my process possible, using electronic documents and communications, allowing me to fit the home buying process into a busy schedule. They were always available for any questions. Very helpful and not as stressful as I had imagined.

Brad Andrews

Saint Petersburg, FL

First-Time Home Buyer

Google

Scott was incredibly knowledgeable and patient throughout our entire home buying journey. He explained every step clearly and made sure we got the best rate possible. We couldn't have done it without him!

Maria T.

Tampa, FL

U.S. Army Veteran — VA Loan

Google

As a veteran, I was looking for someone who understood VA loans. Scott's team was exceptional — zero down, smooth process, and they had our pre-approval ready in less than 24 hours.

James R.

Brandon, FL

Refinance Client

Google

We refinanced with Scott and saved over $400/month. The process was seamless and his team kept us informed every step of the way. Professional, responsive, and genuinely cares about his clients.

Lisa M.

Clearwater, FL

Investment Property — DSCR Loan

Zillow

I needed a DSCR loan for a rental property and Scott walked me through every detail. He found a rate I couldn't beat anywhere else and closed on time. Will absolutely use him again for my next property.

David K.

Wesley Chapel, FL

FHA Loan — First Home

Google

I was nervous about the whole process but Scott made it so easy. He explained the FHA program clearly, helped me understand what I qualified for, and we closed in under 30 days. Highly recommend!

Jennifer S.

Riverview, FL

Bank Statement Loan — Business Owner

Zillow

Traditional lenders kept turning me down because of how my income is structured. Scott knew exactly which program to use and got me approved. Closed on my dream home. Couldn't be happier.

Michael P.

New Port Richey, FL

Hometown Heroes Program

Google

Scott helped us take advantage of the Florida Hometown Heroes program. We got $25,000 in down payment assistance and closed with almost nothing out of pocket. He was patient, thorough, and always available.

Angela W.

Lutz, FL

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