The All-in-One Home Loan is our most innovative and flexible mortgage product. It combines a traditional mortgage with a home equity line of credit (HELOC) into a single account — giving you the ability to pay down your principal faster while maintaining access to your equity.

By depositing your income directly into the account and using it for daily expenses, you reduce your average daily balance — which means more of every payment goes toward principal. Over time, this can save you tens of thousands of dollars in interest and shave years off your mortgage.