• Scott Kepler

    NMLS #833792

    (813) 444-8537


  • Florida Educator Mortgage Benefits Program
    Attention Teachers: We are here to help you become a homeowner. Don't let your budget keep you from the American Dream of home ownership. Our team of professional mortgage specialist can show you how to build wealth through equity with almost any budget; for lower monthly payment than renting in most cases.
    Scott Kepler comes from a family of teachers and recognizes the sacrifice that is made by educators as they give back to our communities through the education of our children. As a Thank You we provide Florida Teachers with specialized mortgage plan and exclusive perks!
    In addition to top notch customer service and a custom tailored teacher home loan program to meet the needs of our teachers the perks include:
    • No Cost or Obligation Credit Report with Credit Consultation and Custom Home Purchase Plan to meet your purchase timeline
    • Home Purchase Clients - Receive a FREE 1 Year Home Warranty*(a $500 value)
    • Home Refinance Clients - Receive a Home Appraisal Credit* (up to a $500 value)




    We can assist with Mortgage Financing for any of the following:

    • Teacher Home Loan / Educator Only Purchase Program
    • First Time Home Buyers Program with only 3% down
    • Refinance - Even if you owe more than your home's value
    • FHA Financing with only 3.5% down (now available with lower Mortgage Insurance Premiums)
    • VA Financing with 0% down
    • USDA Financing with 0% down
    • County Bond & Down Payment Assistance Programs
    • Reverse Mortgage - Purchase and Refinance
    • Jumbo & Super Jumbo Financing
    • No Closing Cost Refinance
    • Home Renovation Program
    • Prior Bankruptcy, Foreclosure, or Short Sale all OK! (ask about recently relaxed guidelines)
    • Previous credit issues

    Consultations are always free of charge!

    A 5-10 minute phone conversation is all you need to get pre-qualified for a new mortgage

    Schedule A FREE Credit Consultation

    Apply Securely Online For Pre-Qualification


  • *Requires your new mortgage loan to be funded  through Mortgage Approval Group, LLC and must be requested at the time of application .