Scott Kepler
NMLS #833792
(813) 444-8537
scott@scottkepler.com

Top 4 Mortgage Myths and Misunderstandings

Buying a home is a big decision for several reasons. For one, youā€™ll most likely have to live with the home for years to come. Itā€™s also a significant investment, and for most people, the biggest single purchase they will ever make. Thatā€™s why most people spend a lot of time and energy searching for […]

3% Down Payment – Not Just for First Time Home Buyers any more!

The 3% down payment programs that are available are the perfect option for First Time Home Buyers, but now you don’t have to be a First Time Home Buyer to use this wonderful low-down-payment home loan option!Ā  Contact our team for more details or get pre-approved now!

FHA increases loan limits in nearly every area of U.S. for 2018

TheĀ Federal Housing AdministrationĀ announced Thursday that nearly every area of the U.S. will see FHA loan limits increase in 2018. The new loan limits will take effect for FHA case numbers assigned on or after Jan. 1, 2018. FHA is required by the National Housing Act, as amended by the Housing and Economic Recovery Act of […]

First Time Home Buyers: Is Buying A Home Still Affordable?

First Time Home Buyers: IS BUYING A HOME IS STILL AFFORDABLE? The answer is yes! If you are thinking about buying a home, first time home buyers or seasoned home buyers, here are three reasons to do it today: Mortgage rates are low. With the average 30ā€“year fixed mortgage rate hovering around 4%, monthly mortgage […]