Scott Kepler
NMLS #833792
(813) 444-8537

Housing’s Drivers Are All Positive, So Be Optimistic

Conditions are right for an extended, positive housing market. It’s okay to be optimistic.   So, now we can examine homebuildingā€™s key drivers. They all are in excellent positions to supportĀ an optimistic outlook. New homes and recessions Recessionsā€™ reversals cause a clear reduction in new home sales. The one exception in this graph is the […]

3% Down Payment – Not Just for First Time Home Buyers any more!

The 3% down payment programs that are available are the perfect option for First Time Home Buyers, but now you don’t have to be a First Time Home Buyer to use this wonderful low-down-payment home loan option!Ā  Contact our team for more details or get pre-approved now!

The 3 best reasons to buy a home in 2018

THE 3 BEST REASONS TO BUY A HOME IN 2018 Figuring out when to plunge into the real estate market can beĀ quite intimidatingā€”especially when prices are high, choices are limited, and history urges restraint. Weā€™ve seen two or three years of what could be considered unsustainable levels of price appreciation, as well as an inventory […]

FHA increases loan limits in nearly every area of U.S. for 2018

TheĀ Federal Housing AdministrationĀ announced Thursday that nearly every area of the U.S. will see FHA loan limits increase in 2018. The new loan limits will take effect for FHA case numbers assigned on or after Jan. 1, 2018. FHA is required by the National Housing Act, as amended by the Housing and Economic Recovery Act of […]

First Time Home Buyers: Is Buying A Home Still Affordable?

First Time Home Buyers: IS BUYING A HOME IS STILL AFFORDABLE? The answer is yes! If you are thinking about buying a home, first time home buyers or seasoned home buyers, here are three reasons to do it today: Mortgage rates are low. With the average 30ā€“year fixed mortgage rate hovering around 4%, monthly mortgage […]

Fed Week Rate Volatility Had Nothing to do With The Fed

As far as the economic calendar suggested, the week’s big to-do was Wednesday’s Fed announcement. Ā But the biggest market movement arrivedĀ a day before, andĀ didn’tĀ line up with any conventional motivation. Ā Even seasoned analysts agreed it was a relative “mystery move” that took rates to the highest levels in roughly 2 weeks. Movement like this typically involvesĀ a […]

Kids Crammed In? 10 Great Ideas for Your Kids’ Shared Bedroom

Wondering how to fit three or more kids into one bedroom? Between beds, toys, books, and clothes, finding room for everything can be a challenge. Take a look at these creative options for cramming lots of kids (and their stuff) into one room. You just might find the right solution to your own kid-space conundrum. […]