Scott Kepler
Branch Manager
NMLS #833792
Scott prides himself in being able to provide you with personalized loan options that works best with your individual situation. With over 17 years of experience, he strives to offer prompt, responsive and professional service. As your Licensed Mortgage Originator, Scott will provide you with regular loan updates and progress reports throughout your entire loan process so you are aware of your loan status each and every step of the way. Scott will make certain your experience is straight forward and as comfortable as possible.
Career Awards Received- Company MVP
- Top Producer - Monthly
- Top Producer - Quarterly
- Most Patient Team Player
Other Specialities
- Reverse Mortgage
- HECM Reverse Mortgage for Purchase
- Home Equity Lines
- FHA
- Condo Financing
- VA for Veterans
- Self-Employed Borrowers
- Assets as Income
- Pledged Assets in lieu of down payment
- Jumbo to 10 Million
Everyone has to trust him and his team.
Scott Thomas Kepler is a very reliable person. Great professional and responsible everyone has to trust on him and his team. He also made me good suggestions whenever I need them. I strongly recommend Scott as a great lender.
Scott Kepler Mortgage Team2018-07-13T14:26:47-04:00Scott Thomas Kepler is a very reliable person. Great professional and responsible everyone has to trust on him and his team. He also made me good suggestions whenever I need them. I strongly recommend Scott as a great lender.https://scottkepler.com/testimonials/everyone-trust-team/Persistence
Very difficult loan, but Scott and his team got it done. Would definitely go back to him for future home purchases. Paper work was all electronic. Even with all the setbacks during the process, was persistent and got the job done.
Scott Kepler Mortgage Team2018-07-13T15:02:03-04:00Very difficult loan, but Scott and his team got it done. Would definitely go back to him for future home purchases. Paper work was all electronic. Even with all the setbacks during the process, was persistent and got the job done.Sophia cepeda zolnoski from Tampa, FL
https://scottkepler.com/testimonials/persistence/Scott was right there answering any questions even on weekends and after 5pm
We went to Scott for a loan. Well 1st let me say from the very start Scott was right there answering any questions even on weekends and after 5pm. He breaks it down for you so you can understand the whole process. Nice and helpful in many ways. Then when something came up and it look like we may not get approved with another lender and may lose out on the house, Scott came to the rescue with a back up plan which saved us ! He is very professional, nice, smart man . I really appreciate all he has done. I would highly recommend Scott Kepler Mortgage Team to anyone looking in to getting a loan!
Scott Kepler Mortgage Team2018-07-13T14:16:55-04:00We went to Scott for a loan. Well 1st let me say from the very start Scott was right there answering any questions even on weekends and after 5pm. He breaks it down for you so you can understand the whole process. Nice and helpful in many ways. Then when something came up and it look like we may not get approved with another lender and may lose out on the house, Scott came to the rescue with a back up plan which saved us ! He is very professional, nice, smart man . I really appreciate all he has done. I would highly recommend Scott Kepler Mortgage Team to anyone looking in to getting a loan!https://scottkepler.com/testimonials/scottkeplermortgageteam-reviews-2/I highly recommend Scott Kepler
I highly recommend Scott Kepler and his team to anyone interested in buying a home.
Scott Kepler Mortgage Team2018-07-13T18:22:42-04:00I highly recommend Scott Kepler and his team to anyone interested in buying a home.Jose A Valdes Ledesma
https://scottkepler.com/testimonials/highly-recommend-scott-kepler/I especially liked the online presentation software that they used to calculate your loan
Scott and his team are the best! Always there to answer your questions and walk you through the process. I especially liked the online presentation software that they used to calculate your loan so you know where your money and going and a good estimate of how much you'll need. I'm a first time home buyer and they made it simple!
Scott Kepler Mortgage Team2018-07-13T14:24:18-04:00Scott and his team are the best! Always there to answer your questions and walk you through the process. I especially liked the online presentation software that they used to calculate your loan so you know where your money and going and a good estimate of how much you'll need. I'm a first time home buyer and they made it simple!https://scottkepler.com/testimonials/especially-liked-online-presentation-software-used-calculate-loan/Best experience ever!
Scott has an amazing team to have working on my behalf, and I was lucky to have had someone to refer them to me. The lender that I started with was charging me twenty grand for closing cost! When I was introduced to Scott he quoted me thirteen, but at closing I was pleasanty surprised because my cost was a little over three thousand less than he quoted! On top of that my buying process had some external challenge. I'm sure I had become needy and annoying with all the times I called them, but they almost always answered their phones. On the very few times they didn't I received a call back promptly. I even called Scott on a Holiday and he answered! Best experience ever!
Scott Kepler Mortgage Team2018-07-13T14:30:21-04:00Scott has an amazing team to have working on my behalf, and I was lucky to have had someone to refer them to me. The lender that I started with was charging me twenty grand for closing cost! When I was introduced to Scott he quoted me thirteen, but at closing I was pleasanty surprised because my cost was a little over three thousand less than he quoted! On top of that my buying process had some external challenge. I'm sure I had become needy and annoying with all the times I called them, but they almost always answered their phones. On the very few times they didn't I received a call back promptly. I even called Scott on a Holiday and he answered! Best experience ever!https://scottkepler.com/testimonials/best-experience-ever/Very helpful in guiding us through the whole process
Our home buying experience with Scott Kepler Mortgage Team was great! Scott and Tanner were very helpful in guiding us through the whole process and the complex paperwork! Thanks again!
Scott Kepler Mortgage Team2018-07-13T14:27:54-04:00Our home buying experience with Scott Kepler Mortgage Team was great! Scott and Tanner were very helpful in guiding us through the whole process and the complex paperwork! Thanks again!https://scottkepler.com/testimonials/helpful-guiding-us-whole-process/Self Employed First time home buyer
Scott and his team made my process possible, using electronic documents and communications, allowing me to fit the home buying process into a busy schedule. They were always available for any questions. Very helpful and not as stressful as I had imagined.
Scott Kepler Mortgage Team2018-07-13T15:04:27-04:00Scott and his team made my process possible, using electronic documents and communications, allowing me to fit the home buying process into a busy schedule. They were always available for any questions. Very helpful and not as stressful as I had imagined.brad andrews from Saint Petersburg, FL
https://scottkepler.com/testimonials/self-employed-first-time-home-buyer/THE BEST OF TAMPA BAY for a Refinance
THE BEST OF TAMPA BAY! Scott is the real deal and has helped my wife and I, our children, and numerous friends and family members over the years purchase new homes or refinance. THANK YOU SCOTT! --Ed
Scott Kepler Mortgage Team2018-07-13T14:10:11-04:00THE BEST OF TAMPA BAY! Scott is the real deal and has helped my wife and I, our children, and numerous friends and family members over the years purchase new homes or refinance. THANK YOU SCOTT! --Edhttps://scottkepler.com/testimonials/best-tampa-bay-refinance/The best.
The best group, full of professionalism and very competitive. I recommend him and his group. We feel very safe in the whole process. They showed their professionalism, which was very pleasant for us.
Scott Kepler Mortgage Team2018-07-13T15:00:55-04:00The best group, full of professionalism and very competitive. I recommend him and his group. We feel very safe in the whole process. They showed their professionalism, which was very pleasant for us.tanange2609 from Spring Hill, FL
https://scottkepler.com/testimonials/the-best/We Highly recommend them for all your mortgage needs.
Scott Kepler Mortgage Team made our home buying experience as easy and hassle free as possible. We Highly recommend them for all your mortgage needs.
Scott Kepler Mortgage Team2018-07-13T14:31:35-04:00Scott Kepler Mortgage Team made our home buying experience as easy and hassle free as possible. We Highly recommend them for all your mortgage needs.https://scottkepler.com/testimonials/highly-recommend-mortgage-needs/After talking to Scott and hearing his plan, I knew that I was in good hands…
I was referred to Scott after I had been turned down by the first lender that I tried. I was nervous about being able to get approved. After talking to Scott and hearing his plan, I knew that I was in good hands... Two months later, my family was moving into a our new house. Thank you Scott!
Scott Kepler Mortgage Team2018-07-13T15:05:15-04:00I was referred to Scott after I had been turned down by the first lender that I tried. I was nervous about being able to get approved. After talking to Scott and hearing his plan, I knew that I was in good hands... Two months later, my family was moving into a our new house. Thank you Scott!KINGROBM from Tampa, FL
https://scottkepler.com/testimonials/talking-scott-hearing-plan-knew-good-hands/Very professional and was always available to answer any questions I had.
I highly recommend Scott for your mortgage needs. Very professional and was always available to answer any questions I had. I would also like to thank the rest of the Mortgage Approval Group Team for their help!
Scott Kepler Mortgage Team2018-07-13T18:20:50-04:00I highly recommend Scott for your mortgage needs. Very professional and was always available to answer any questions I had. I would also like to thank the rest of the Mortgage Approval Group Team for their help!Sandra Kotowski-Miller
https://scottkepler.com/testimonials/professional-always-available-answer-questions/He was there for us no matter what time of day it was and was so helpful to explain …
As first time home buyers after a 26 year military career, we were very intimidated by the whole home buying process but Scott quickly took all our fears away and made our experience a simple and easy one. He was there for us no matter what time of day it was and was so helpful to explain some of the terms in the home purchase arena that were unfamiliar to us. I highly recommend him and his team for any home buyer whether they are first timers like us, or more experienced.
Scott Kepler Mortgage Team2018-07-13T15:06:08-04:00As first time home buyers after a 26 year military career, we were very intimidated by the whole home buying process but Scott quickly took all our fears away and made our experience a simple and easy one. He was there for us no matter what time of day it was and was so helpful to explain some of the terms in the home purchase arena that were unfamiliar to us. I highly recommend him and his team for any home buyer whether they are first timers like us, or more experienced.realmccoyeddie from New Port Richey, FL
https://scottkepler.com/testimonials/us-no-matter-time-day-helpful-explain/I was not stressed at all.
I was actually dreading buying another home as in the past our closing was a nightmare. Scott Kepler was recommended to us. Scott and His Team were very professional and helpful through the whole process. From the minute we applied for the loan until our closing Scott was there to answer any questions we had. My husband and I couldn't believe how smooth and easy buying our home was. I was not stressed at all. If you are thinking of buying a home and want it to be a happy time and not stressful and want to deal with a person that is knowledgeable, professional, patient and helpful I recommend Scott Kepler Mortgage Team.
Scott Kepler Mortgage Team2018-07-13T15:07:13-04:00I was actually dreading buying another home as in the past our closing was a nightmare. Scott Kepler was recommended to us. Scott and His Team were very professional and helpful through the whole process. From the minute we applied for the loan until our closing Scott was there to answer any questions we had. My husband and I couldn't believe how smooth and easy buying our home was. I was not stressed at all. If you are thinking of buying a home and want it to be a happy time and not stressful and want to deal with a person that is knowledgeable, professional, patient and helpful I recommend Scott Kepler Mortgage Team.Smithwright6 from The Villages, FL
https://scottkepler.com/testimonials/i-was-not-stressed-at-all/He is reliable and dependable.
I can't say enough about Scott's service! He handled our loan quick and efficiently. I would recommend him to anyone looking to finance a home. He is reliable and dependable. He even came to our closing to ensure that went smoothly! Kudos Scott!
Scott Kepler Mortgage Team2018-07-13T18:19:41-04:00I can't say enough about Scott's service! He handled our loan quick and efficiently. I would recommend him to anyone looking to finance a home. He is reliable and dependable. He even came to our closing to ensure that went smoothly! Kudos Scott!https://scottkepler.com/testimonials/he-is-reliable-and-dependable/He keeps his client’s best interest in mind.
Mr. Kepler is professional and cordial and very thorough. I like that he has offered solutions that I did not even consider. Mr. Kepler has been available on my time schedule and has even phoned me at 7:30pm. He keeps his client's best interest in mind. I would take my business to no one else.
Scott Kepler Mortgage Team2018-07-13T14:22:45-04:00Mr. Kepler is professional and cordial and very thorough. I like that he has offered solutions that I did not even consider. Mr. Kepler has been available on my time schedule and has even phoned me at 7:30pm. He keeps his client's best interest in mind. I would take my business to no one else.https://scottkepler.com/testimonials/1243-review-3/Thank you so much for helping us get our dream home.
Thank you so much for helping us get our dream home. You explained everything from beginning to end and where always available for us. Thank you
Scott Kepler Mortgage Team2018-07-13T18:21:44-04:00Thank you so much for helping us get our dream home. You explained everything from beginning to end and where always available for us. Thank youEstee Waters
https://scottkepler.com/testimonials/thank-much-helping-us-get-dream-home/Wonderful to deal with
Scott and Tanner were wonderful to deal with. Extremely informative and helpful. We closed very fast and have been in our dream home for several months now and couldn't be happier! Would recommend them to anyone I know!
Scott Kepler Mortgage Team2018-07-13T15:00:14-04:00Scott and Tanner were wonderful to deal with. Extremely informative and helpful. We closed very fast and have been in our dream home for several months now and couldn't be happier! Would recommend them to anyone I know!npazamickas from Land O Lakes, FL
https://scottkepler.com/testimonials/wonderful-to-deal-with/Thorough and Stress Free Closing
I recently had the pleasure of purchasing a new home. Fortunately, I was able to work with Scott Kepler as my lender. From the moment of making him aware of my offer to purchase the home, I was able to close in less than 30 days. This was even with the added complication of closing the weekend before hurricane Irma hit the Tampa area. Scott kept me informed all the way through the process and the numbers he quoted me were almost spot on. I was able to count on what he said and close smoothly, quickly and without any complications. I would highly recommend Scott Kepler for anyone looking for a lender.
Scott Kepler Mortgage Team2018-07-13T14:57:52-04:00I recently had the pleasure of purchasing a new home. Fortunately, I was able to work with Scott Kepler as my lender. From the moment of making him aware of my offer to purchase the home, I was able to close in less than 30 days. This was even with the added complication of closing the weekend before hurricane Irma hit the Tampa area. Scott kept me informed all the way through the process and the numbers he quoted me were almost spot on. I was able to count on what he said and close smoothly, quickly and without any complications. I would highly recommend Scott Kepler for anyone looking for a lender.rebrom263 from Tampa, FL
https://scottkepler.com/testimonials/thorough-stress-free-closing/Scott still gave me a lot of his time to review options
I am kicking tires right now with a new home purchase in the future. Scott still gave me a lot of his time to review options and provided me with what I needed to know to prepare for a mortgage application. Felt that he was honest and would take care of me when the time comes. Many mortgage brokers would not bother if you were not ready to move now. When ready, I will certainly come back to him.
Scott Kepler Mortgage Team2018-07-13T14:55:41-04:00I am kicking tires right now with a new home purchase in the future. Scott still gave me a lot of his time to review options and provided me with what I needed to know to prepare for a mortgage application. Felt that he was honest and would take care of me when the time comes. Many mortgage brokers would not bother if you were not ready to move now. When ready, I will certainly come back to him.Deanna Lynn Huber from Saint Petersburg, FL
https://scottkepler.com/testimonials/scott-still-gave-lot-time-review-options/Highly Recommend – Super Easy Transaction
I am a self employed real estate agent and Scott Kepler did an outstanding job handling my personal transaction. He made the process stress free and did a great job with my loan terms and with expectations. He and his team communicated with very well and I have already referred him to a few people!!
Scott Kepler Mortgage Team2018-07-13T14:56:33-04:00I am a self employed real estate agent and Scott Kepler did an outstanding job handling my personal transaction. He made the process stress free and did a great job with my loan terms and with expectations. He and his team communicated with very well and I have already referred him to a few people!!Steve from Saint Petersburg, FL
https://scottkepler.com/testimonials/highly-recommend-super-easy-transaction/23Scott Kepler Mortgage Team