Scott Kepler
NMLS #833792
(813) 444-8537
scott@scottkepler.com

2020 Refi Boom Surpasses 2016’s And It’s Still Growing

2020 Refi Boom Surpasses 2016’s And It’s Still Growing Another week ending with the lowest rates in more than 3 years will mean another week with the highest levels of refinance demand in more than 3 years. In fact, refi demand is now as high as it’s been since 2013, even though rates haven’t yet […]

Filing for Homestead Exemption on your property taxes

Today I’m sharing all of the details on why you should file for Homestead Exemption on your new home and how to do so! The cutoff for filing is March 1st, so do not delay! This video will give you the basic information on what you’ll need to file for a homestead exemption on your […]

Pre-Qualification VS. Pre-Approval – What’s The Difference?

Congratulations on making the decision to become a homeowner. Once you take the plunge into homeownership, you will immediately notice all the added benefits, such as tax deductions, more privacy, and artistic freedom. But before you can start enjoying these benefits, you need to begin the application process for a Tampa home loan. This starts […]

Top 4 Mortgage Myths and Misunderstandings

Buying a home is a big decision for several reasons. For one, youā€™ll most likely have to live with the home for years to come. Itā€™s also a significant investment, and for most people, the biggest single purchase they will ever make. Thatā€™s why most people spend a lot of time and energy searching for […]

Housing’s Drivers Are All Positive, So Be Optimistic

Conditions are right for an extended, positive housing market. It’s okay to be optimistic.   So, now we can examine homebuildingā€™s key drivers. They all are in excellent positions to supportĀ an optimistic outlook. New homes and recessions Recessionsā€™ reversals cause a clear reduction in new home sales. The one exception in this graph is the […]

3% Down Payment – Not Just for First Time Home Buyers any more!

The 3% down payment programs that are available are the perfect option for First Time Home Buyers, but now you don’t have to be a First Time Home Buyer to use this wonderful low-down-payment home loan option!Ā  Contact our team for more details or get pre-approved now!